Now showing items 1-2 of 2
Essays on Banking and Debt Contracting
This dissertation contains three chapters. In the first chapter, I investigate whether restrictive loan covenants disrupt or improve firm operating performance. Using an instrumental variables approach to address the ...
Essays on Financial Institutions and Household Finance
This dissertation contains three chapters. In the first chapter, I examine the relationship between consolidation in the banking industry and economic mobility. I find that low income households face reduced credit access ...