Browsing by Author "Rabiela-Pineda, Guillermo"
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Borrowing constraints and the Survey of Consumer Finances: A critical examination Rabiela-Pineda, Guillermo (1999)Recent studies contend that answers to questions in the Survey of Consumer Finances reveal whether or not households are credit constrained. In these studies, households are defined as constrained if they applied for credit unsuccessfully or were discouraged from applying by the prospect of refusal. Households that applied successfully are classified ...